The American economy is buzzing with activity. Growth is solid (up 3.1% in late 2024), jobs are plentiful, and consumer spending is keeping the wheels turning. Prices aren’t going up as fast as they were before, with inflation at 3.1% last year, thanks to changes in interest rates by the Federal Reserve. The stock market went up a lot—by 23.3% in 2024—but fewer companies are selling their shares. The U.S. is doing better than most other countries in areas like technology and business but must keep up with changes happening in the world.

But not all contributions are equal. While some are spending wisely or providing jobs, others are adding to the nation’s growing credit card debt.

The truth is, we all play a role in shaping the economy. But here’s the kicker: the best way to improve the big economy starts with improving the one at home.

Boosting your financial awareness and education isn’t just good for your wallet—it’s good for the nation. When you understand where your money goes, plan for your future, and reduce wasteful spending, your financial picture gets prettier. Think of it as putting a fresh coat of paint on the house that shelters your dreams.

Start small: build an emergency fund, pay off high-interest debt, or learn about investing for retirement. These little steps help you thrive and create a ripple effect that benefits your family, your community, and even the larger economy.

A better tomorrow starts with the choices we make today. Let’s make them count!